___________________________. How to Card .__________________________________ by (C) 11/21/88 The Disk Master Time:12:47 Am \./ \./ \./ Funtime gs at 305-981-0181 1200/17.4k Bauds So how can I find credit cards, where should I look for them? a) Check the Dumpster of EYELABS b) Ecker's pharmacies, Ect..ect.. Yeah, fellow phreaks, the only way to find them is by trashing, Ok, now that I know where to find them how can I tell if it has a good credit rating or not? Well this can be simply done by using a merchant number. Ok, so what's a merchant number and how can I find them? The merchant number is a usually a 2 or 6 digit code that is given to the merchant (retailer) by the credit Bureau itself. You can hack merchant numbers very easily, they are usually close to one another: sample 567980 567985 ect ect.. Ok, but where do I call to hack them? Either you can scan for them or ask around. Ok, so now that I've got the dial-up and mercahnt number what else do I need? You need the bank's Identification number to gain access, you might want to try and hack it out, they are usually 2-4 digits. Ok, so lets say I've got all the things needed. Now what? Now you are ready to check the card. Ok, so dial the dial-up, wait for the computer to answer, most computers answer with the Enter Type Message: in this case enter 10 for Visa 20 for Master Card Now you will be asked for the Bank Identification, next you'll be asked to enter the merchant number, now you will be prompted to enter the credit card number, now you will be asked to enter the amount of money you would like to use on this card..and then it will say please wait and give you a message saying Approved 0029371 or you might get this kind of message; Declined! ect. Ok, so what do those numbers after approved mean and what is declined? Well those numbers are the authorization numbers that the merchant (retailer) writes down to collect the money later on, so those numbers don't have any use for you the carder. Declined is that; the card is either Expired or it doesn't have the credit for that amount of money. Ok, so lets say the card was approved for that amount of money, now what do I do? Well, you can start by trying to find that name in the Credit card (carbon paper) in your local phone directory. Ok, so I found the name, but what does the phone directory have to do with carding? Well, it's a must having the person's address and phone number. In today's world of 1988 it's a must having the address because most companies will check for that and if it doesn't match the address you are sending they will suspect credit card fraud, so if this happens what they'll do is call the number you gave them to verify it. I would suggest giving them a number that is busy most of the time. By the way, make sure the area code you give matches your state but don't ever give out the owner of the card's phone number to any company. Ok, so why is it a must to have the person's number? A very good question; you need the number to call the owner of the credit card, that's right, to call him. You must call the person. Of course you must call him after ordering all the merchandise you want. Ok, so how do I do it without getting busted? Well first of all find an extender or do it on a public phone. This will ensure safety from being traced, then you must call the company you will be ordering from through the extender.. anyways after getting off the phone with the company give them a call back like in 3-4 hours and said something like this. Hi Im calling concernign my order,I would like to know if it was shipped;I must have it by tommorow no later..anyways they will check it for you and if they say yes it has been sent out SIR! or no it has not yet been shipped but it has been proccess.. than say ok thanks alot..now hung-up wait about an hour or so and call the owner of the credit card and say something like; Hi, may I please speak to (name) dont say his last name just first name, and say like Hi, This is John/Mary from the comput er store, I was wondering if you have receive a call from one our representatives concerning some computer Hardware..ect.. Donot mention anything about Credit Card..anyways if he does not seem to know what the hell you are talking about, you've got it made..so tell him something like this is this (name) (and any last name that comes to your mind) im speaking to, he will ofcourse say no you have a wrong number so hung up and that is it..you can be sure that you will get the hardware.. with nothing to worry about but please make sure you know what the hell you are reading before doing anything that will get you into more trouble than what you already are by reading this file.. Ok everything sounds great but what is an extender and where or how can I find one, is an extender really neccessary, what is the purpose of the extender? An extender is a number you call and gives you a dial tone. with this dial tone you could call out other numbers that are local to the area it is located at or you can call 800 numbers and 950's since they are all free calls.. Finding extenders wont be an easy task but you can do it by scanning for dial tones.. The extender serves a great purpose, it will protect you from being traced..Ok lets say that the company you are going to order from has a tracer on its line..(Doubtful but possible), so when you call the company through the extender they wont trace you they will trace the extender.. Ok what if I found and extender what do I do than, and how can they trace the extender when Im the one that is making the call? Well when you get the extender simply dial a 9 plus the number you wish to call.. Yes you are right, you are making the call, but you are not making the call on your line you are making the call on the extender which is another number not yours, so if they would trace you they will have the extender number not yours.. Ok so can they somehow backtrace to the extander, how safe is an extender and which kinds of extenders are there? Extenders are not monitor but than again the extender might have been abused and yes it might have a tracer on it..what I mean by abused is that it might have been has traced so many times that authoritiesities might have put a tracer on it like. An extender is the safest thing there has ever existed in phone fraud.. Basically there are 3 type of extenders but since this is getting a little bit out of carding I will not discuss it.. Is always good to use extenders that start with the number 2 although its not really neccessary.. Ok so ive got all the tools but where do I send the Cargo to? Well you must find and empty house that is not near yours this will ensure safety, in case someone comes by and starts asking the neighbors all kinds of questions.. Ok so lets say I have order what I need ive call the company back in 3-4 hours after hunging up with them, and I have ask them if the merchandise was already shipped and they had said Yes..ok so I called the owner about an hour later of finding out that the merchandise was shipped or processed..now how would I receive the merchandise what will I have to do? There are only 2 options either be there and face the UPS, Ex press mail and give him some excuse like hey Im glad I caught you we are presently moving out OR we just finished moving out a while ago..do you have a packge for (name on card)-(give him the complete name)..ect..thank him and go home happy..... Yeah but isn't it risky to sign in person? No its not risky of you are old enough to look like the owner of the card..but if you arent than just leave a note on the door saying to please leave it there.. ..... By the way ...... if you dont look old enough to own the card than just have the person that is taking your order put the merchanise under your Cousin's or son's name like that they UPS guy or express will say oh you must be whomever.. I hope you have enjoyed my file and hopefully you have learned something for the better.. Yours Truly, The Disk Master _______________________________________________________________ Give my board a call at 305-981-0181...FunTime IIgs.... also call outer limits..305-434-2518... ..... _______________________________________________________________